Condo Insurance

Owning a condominium comes with unique insurance needs that differ from traditional homeowners insurance. While your condo association’s master policy may cover parts of the building, it typically does not protect your personal belongings, interior upgrades, liability exposure, or temporary living expenses after a covered loss.

At Annagard Insurance Agency, we help condo owners find affordable condo insurance policies designed to protect their investment, possessions, and financial future.

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Exterior view of a row of modern condo buildings with well-maintained lawns.

Why Condo Owners Choose Annagard

We make condo insurance easy to understand with personalized guidance, competitive carrier options, and coverage tailored to your condominium ownership responsibilities.

Personalized Coverage

Protection designed around your condo unit, belongings, and lifestyle.

Multiple Carrier Options

Compare coverage solutions from trusted insurance companies.

Responsive Support

Professional guidance before, during, and after your policy purchase.

What Our Clients Say

We’re proud to help individuals, families, and businesses find insurance solutions they can rely on.

      EXCELLENT  
   Based on 18 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Anna 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service for our trucking business. Highly recommend his services!
  
 
      Posted on Google  
   
   Kemsly Occeus 
 
 
 
 Trustindex verifies that the original source of the review is Google. He is doing a good job for our community and I really appreciate his service. That services was good, fast and know how to communicate with people. Come and get your insurance from him and you won’t regret it. Thanks for everything bro.
  
 
      Posted on Google  
   
   Angel D Gallo 
 
 
 
 Trustindex verifies that the original source of the review is Google. fast, excellent service 👍
  
 
      Posted on Google  
   
   Orlando Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Best commercial insurance best price .. he sure knows what he’s doing. He got me the right policy when others didn’t know what they were doing. For  commercial insurance needed for trucks tow and trucks.
  
 
      Posted on Google  
   
   Sonni Kim 
 
 
 
 Trustindex verifies that the original source of the review is Google. Rodian is the best agent I have worked with ever. Extremely helpful and responsive. Really works for your company, looking out for your interests and making sure you have the best coverage and pricing. Highly recommend!
  
 
      Posted on Google  
   
   Sarah Hollman 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had the best experience today with an agent , he helped me look up different policies and gave me insight on what limits would be best for my vehicle ... while still staying in my budget . Thank you !
  
 
      Posted on Google  
   
   Shayma Ayvaz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ron, is always helpful and always Available. There has never been a time I needed anything and didn't deliver! Quick turn around also. Highly recommended
  
 
      Posted on Google  
   
   Sonny T 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really great experience. Annagard helped me get the best quotes. Very professional service! I definitely recommend Annagard Insurance Agency!
  
 
      Posted on Google  
   
   Simon Szpak 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can highly recommend this business!  They can help you and your company to find the best solution and offer very attractive pricing. You can also save your time as the quotes and the estimates are being prepared very quickly. These folks are surprising in positive meaning only!

Coverage Options

Condo Insurance Coverage Built For Modern Condo Living

Personal Property

Helps protect furniture, electronics, clothing, appliances, and other belongings if they are damaged by a covered loss such as fire, theft, or certain types of water damage.

Interior Improvements

Protects upgrades and improvements made to your unit, including flooring, cabinets, countertops, built-in shelving, and other custom features.

Personal Liability

Provides protection if someone is injured inside your condo or if you accidentally cause damage to another person’s property.

Loss Assessment

Helps cover your share of certain expenses assessed by the condominium association following covered property or liability claims.

Additional Living

Helps pay for temporary housing, meals, and other living costs if your condo becomes uninhabitable after a covered loss.

Optional Endorsements

Additional protection may be available for water backup, valuable jewelry, electronics, identity theft, and other specialized risks.

Who We Help

Condo Insurance For Every Stage Of Ownership

First-Time Condo Owners

Coverage guidance for buyers navigating condominium ownership and insurance requirements for the first time.

Primary Residence Owners

Protection designed for owner-occupied condominium units and everyday living.

Vacation Condo Owners

Coverage solutions for seasonal or secondary condominium properties.

High-Value Condo Owners

Enhanced protection for luxury finishes, custom upgrades, and valuable personal property.

Frequently Asked Questions

Condo insurance typically helps protect your personal belongings, interior unit improvements, personal liability, loss assessments, and temporary living expenses following covered losses.

No. The condo association’s master policy generally covers common areas and portions of the building structure. Condo owners are typically responsible for protecting their personal property, interior finishes, liability exposure, and other individual risks.

Many mortgage lenders require condo insurance. Even when it is not required, coverage can help protect you from significant financial losses resulting from accidents, theft, or property damage.

Coverage needs vary based on your unit, personal belongings, upgrades, and financial situation. Our team can help you determine appropriate coverage limits.

Yes. Many insurance carriers offer discounts when condo insurance is bundled with auto insurance and other personal insurance policies.

Ready To Protect Your Condo?

Get personalized condo insurance coverage designed around your home, belongings, and financial protection needs.

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