Commercial Truck Insurance For Owner Operators & Fleets

Trucking comes with unique risks. Annagard Insurance Agency helps owner-operators, new ventures, and trucking fleets find affordable commercial truck insurance designed to keep their business protected and compliant. Whether you’re hauling locally or nationwide, we’ll help you secure the coverage your operation needs.

Get A Quote Call Now

White semi truck parked on the road with trees in background.

Why Trucking Companies Choose Annagard Insurance Agency

We help owner-operators and trucking companies compare coverage options from leading trucking insurance carriers to find the right protection at competitive rates.

Competitive Trucking Rates

Access multiple trucking insurance markets to find affordable coverage options for your operation.

New Venture Specialists

We help new trucking authorities obtain insurance and meet FMCSA filing requirements.

Fast Certificates & Filings

Quick certificates of insurance and federal filings to help keep your trucks moving.

What Our Clients Say

We’re proud to help individuals, families, and businesses find insurance solutions they can rely on.

      EXCELLENT  
   Based on 18 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Anna 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service for our trucking business. Highly recommend his services!
  
 
      Posted on Google  
   
   Kemsly Occeus 
 
 
 
 Trustindex verifies that the original source of the review is Google. He is doing a good job for our community and I really appreciate his service. That services was good, fast and know how to communicate with people. Come and get your insurance from him and you won’t regret it. Thanks for everything bro.
  
 
      Posted on Google  
   
   Angel D Gallo 
 
 
 
 Trustindex verifies that the original source of the review is Google. fast, excellent service 👍
  
 
      Posted on Google  
   
   Orlando Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Best commercial insurance best price .. he sure knows what he’s doing. He got me the right policy when others didn’t know what they were doing. For  commercial insurance needed for trucks tow and trucks.
  
 
      Posted on Google  
   
   Sonni Kim 
 
 
 
 Trustindex verifies that the original source of the review is Google. Rodian is the best agent I have worked with ever. Extremely helpful and responsive. Really works for your company, looking out for your interests and making sure you have the best coverage and pricing. Highly recommend!
  
 
      Posted on Google  
   
   Sarah Hollman 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had the best experience today with an agent , he helped me look up different policies and gave me insight on what limits would be best for my vehicle ... while still staying in my budget . Thank you !
  
 
      Posted on Google  
   
   Shayma Ayvaz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ron, is always helpful and always Available. There has never been a time I needed anything and didn't deliver! Quick turn around also. Highly recommended
  
 
      Posted on Google  
   
   Sonny T 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really great experience. Annagard helped me get the best quotes. Very professional service! I definitely recommend Annagard Insurance Agency!
  
 
      Posted on Google  
   
   Simon Szpak 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can highly recommend this business!  They can help you and your company to find the best solution and offer very attractive pricing. You can also save your time as the quotes and the estimates are being prepared very quickly. These folks are surprising in positive meaning only!

Commercial Truck Insurance Coverages

Coverage Designed To Protect Your Trucking Business

Primary Liability Insurance

Required coverage that helps protect your trucking company against bodily injury and property damage claims.

Physical Damage Coverage

Protection for your truck against collision, theft, fire, vandalism, and other covered losses.

Motor Truck
Cargo

Coverage that helps protect the freight you’re hauling from covered losses.

Non-Trucking
Liability

Coverage designed for owner-operators operating under permanent lease agreements.

Trailer
Interchange

Protection for trailers you don’t own but haul under interchange agreements.

General Liability Insurance

Additional protection for trucking businesses beyond vehicle operations.

Who We Insure

Insurance Solutions For Every Type Of Trucking Operation

Owner Operators

Insurance solutions for leased owner-operators and independent truck drivers.

New Ventures

Coverage options for newly established trucking companies operating under new authority.

Small Fleets

Protection for trucking businesses operating multiple trucks and drivers.

Long-Haul Trucking

Coverage designed for interstate trucking operations throughout the United States.

Frequently Asked Questions

Most interstate motor carriers are required to carry at least $750,000 in liability coverage, though many brokers and shippers require $1,000,000 or more.

Yes. We work with several carriers that offer coverage options for new venture trucking companies.

Premiums depend on driving history, equipment value, cargo type, operating radius, years in business, and coverage limits.

Requirements vary based on whether you’re leased to a motor carrier or operating under your own authority. Our team can help determine the proper coverages for your operation.

Protect Your Trucking Business With Confidence

Whether you’re a new venture, owner-operator, or fleet owner, Annagard Insurance Agency can help you find competitive trucking insurance coverage from trusted carriers nationwide.

Get My Free Truck Insurance Quote