Commercial Truck Insurance For Owner Operators & Fleets

Trucking comes with unique risks. Annagard Insurance Agency helps owner-operators, new ventures, and trucking fleets find affordable commercial truck insurance designed to keep their business protected and compliant. Whether you’re hauling locally or nationwide, we’ll help you secure the coverage your operation needs.

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Why Trucking Companies Choose Annagard Insurance Agency

We help owner-operators and trucking companies compare coverage options from leading trucking insurance carriers to find the right protection at competitive rates.

1

Competitive Trucking Rates

Access multiple trucking insurance markets to find affordable coverage options for your operation.

2

New Venture Specialists

We help new trucking authorities obtain insurance and meet FMCSA filing requirements.

3

Fast Certificates & Filings

Quick certificates of insurance and federal filings to help keep your trucks moving.

What Our Clients Say

We’re proud to help individuals, families, and businesses find insurance solutions they can rely on.

Commercial Truck Insurance Coverages

Coverage Designed To Protect Your Trucking Business

Primary Liability Insurance

Required coverage that helps protect your trucking company against bodily injury and property damage claims.

Physical Damage Coverage

Protection for your truck against collision, theft, fire, vandalism, and other covered losses.

Motor Truck
Cargo

Coverage that helps protect the freight you’re hauling from covered losses.

Non-Trucking
Liability

Coverage designed for owner-operators operating under permanent lease agreements.

Trailer
Interchange

Protection for trailers you don’t own but haul under interchange agreements.

General Liability Insurance

Additional protection for trucking businesses beyond vehicle operations.

Who We Insure

Insurance Solutions For Every Type Of Trucking Operation

Owner Operators

Insurance solutions for leased owner-operators and independent truck drivers.

New Ventures

Coverage options for newly established trucking companies operating under new authority.

Small Fleets

Protection for trucking businesses operating multiple trucks and drivers.

Long-Haul Trucking

Coverage designed for interstate trucking operations throughout the United States.

Frequently Asked Questions

Most interstate motor carriers are required to carry at least $750,000 in liability coverage, though many brokers and shippers require $1,000,000 or more.

Yes. We work with several carriers that offer coverage options for new venture trucking companies.

Premiums depend on driving history, equipment value, cargo type, operating radius, years in business, and coverage limits.

Requirements vary based on whether you’re leased to a motor carrier or operating under your own authority. Our team can help determine the proper coverages for your operation.

Protect Your Trucking Business With Confidence

Whether you’re a new venture, owner-operator, or fleet owner, Annagard Insurance Agency can help you find competitive trucking insurance coverage from trusted carriers nationwide.

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