Renters Insurance

Renting a home or apartment does not mean your belongings are automatically protected. Your landlord’s insurance typically covers the building, but it usually does not cover your furniture, electronics, clothing, personal liability, or temporary living expenses after a covered loss.

At Annagard Insurance Agency, we help renters find affordable renters insurance policies designed to protect their belongings, lifestyle, and financial future.

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Contemporary apartment building with large glass windows and balconies.

Why Renters Choose Annagard

We make renters insurance easy to understand with personalized guidance, competitive carrier options, and coverage tailored to your apartment, rental home, belongings, and lifestyle.

Personalized Coverage

Protection designed around your rental, belongings, budget, and lifestyle.

Multiple Carrier Options

Compare coverage solutions from trusted insurance companies.

Responsive Support

Professional guidance before, during, and after your policy starts.

What Our Clients Say

We’re proud to help individuals, families, and businesses find insurance solutions they can rely on.

      EXCELLENT  
   Based on 18 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Anna 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great service for our trucking business. Highly recommend his services!
  
 
      Posted on Google  
   
   Kemsly Occeus 
 
 
 
 Trustindex verifies that the original source of the review is Google. He is doing a good job for our community and I really appreciate his service. That services was good, fast and know how to communicate with people. Come and get your insurance from him and you won’t regret it. Thanks for everything bro.
  
 
      Posted on Google  
   
   Angel D Gallo 
 
 
 
 Trustindex verifies that the original source of the review is Google. fast, excellent service 👍
  
 
      Posted on Google  
   
   Orlando Rodriguez 
 
 
 
 Trustindex verifies that the original source of the review is Google. Best commercial insurance best price .. he sure knows what he’s doing. He got me the right policy when others didn’t know what they were doing. For  commercial insurance needed for trucks tow and trucks.
  
 
      Posted on Google  
   
   Sonni Kim 
 
 
 
 Trustindex verifies that the original source of the review is Google. Rodian is the best agent I have worked with ever. Extremely helpful and responsive. Really works for your company, looking out for your interests and making sure you have the best coverage and pricing. Highly recommend!
  
 
      Posted on Google  
   
   Sarah Hollman 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had the best experience today with an agent , he helped me look up different policies and gave me insight on what limits would be best for my vehicle ... while still staying in my budget . Thank you !
  
 
      Posted on Google  
   
   Shayma Ayvaz 
 
 
 
 Trustindex verifies that the original source of the review is Google. Ron, is always helpful and always Available. There has never been a time I needed anything and didn't deliver! Quick turn around also. Highly recommended
  
 
      Posted on Google  
   
   Sonny T 
 
 
 
 Trustindex verifies that the original source of the review is Google. Really great experience. Annagard helped me get the best quotes. Very professional service! I definitely recommend Annagard Insurance Agency!
  
 
      Posted on Google  
   
   Simon Szpak 
 
 
 
 Trustindex verifies that the original source of the review is Google. I can highly recommend this business!  They can help you and your company to find the best solution and offer very attractive pricing. You can also save your time as the quotes and the estimates are being prepared very quickly. These folks are surprising in positive meaning only!

Coverage Options

Renters Insurance Coverage Built For Modern Condo Living

Personal Property

Helps protect furniture, electronics, clothing, appliances, and other personal belongings if they are damaged or stolen after a covered loss.

Personal Liability

Helps protect you financially if someone is injured in your rental or if you accidentally cause damage to someone else’s property.

Medical Payments

May help pay small medical expenses if a guest is injured in your rental, regardless of who is at fault, depending on the policy.

Additional Living

Helps pay for temporary housing, meals, and other living costs if your rental becomes uninhabitable after a covered loss.

Identity Theft Protection

Optional coverage may help with expenses related to identity theft recovery, monitoring, and restoration support.

Scheduled Property

Additional protection may be available for jewelry, electronics, collectibles, musical instruments, and other valuable personal belongings.

Who We Help

Renters Insurance For Every Stage Of Ownership

First-Time Renters

Simple coverage guidance for renters getting their own policy for the first time.

Apartment Renters

Coverage options for tenants renting apartments, condos, townhomes, or multi-family units.

House Renters

Protection for renters living in single-family homes or long-term rental properties.

College Students

Affordable coverage options for students living off campus or away from home.

Frequently Asked Questions

Renters insurance typically helps protect your personal belongings, personal liability exposure, medical payments to others, and temporary living expenses after covered losses.

No. A landlord’s insurance policy typically covers the building, not your personal belongings, liability risks, or temporary living expenses after a covered loss.

Some landlords require renters insurance as part of the lease agreement. Even when it is not required, renters insurance can help protect you from financial losses caused by theft, fire, liability claims, and other covered events.

Coverage needs vary based on the value of your personal belongings, your liability needs, and your financial situation. Our team can help you choose coverage limits that make sense for your lifestyle.

Yes. Many insurance carriers offer discounts when renters insurance is bundled with auto insurance and other personal insurance policies.

Ready To Protect Your Belongings?

Get personalized renters insurance coverage designed around your belongings, rental home, and financial protection needs.

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